Online Payment


POS SystemThe new age of business is paperless and cashless. As such, technology has taken over every aspect of retail and restaurant industries. These are the same two industries dominated by the use of POS systems. All of these systems have been created to be massive stationary units which could stand up to the persistent use by employees who are less than gentle on their work equipment. The new trend is to actually move away from such tough equipment to utilize something a little sleeker and provide a lot more options. There are even upscale restaurants utilizing the iPad to take orders and accept credit card payments right at the table, according to Inc.com.

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Online PaymentIn Malaysia, online shopping grows tremendously in the recent years. In the year, 2010, the market size for online shopping was approximately RM 1.8 billion. The figure is expected to grow over RM 5 billion in 2014, which represent 35 percent increase per year

Low prices, convenience, easy to compare & save time are among the main reason why Malaysian shop online.

Entrepreneurs may want to take advantage of the scenario by launching an online shopping website. If you’re one of them or planning to be, you want to explore the choice of Payment Processors that is available in Malaysia.

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PayPalIf you are using PayPal, I believe you should receive an e-mail from Paypal saying that they will terminate personal payment service in Malaysia starting 4th June 2013.

This is not a good new for those who are using PayPal to transfer personal funds to your friends and relatives inside or outside Malaysia, but I wonder how many people did this. However, the good new is, you still can receive personal payment from outside Malaysia.

PayPal stated that they decided to terminate personal payments in Malaysia as part of their business strategy to focus on commercial transactions, but I believe the reason is to stop people from selling PayPal funds.

For more information kindly read FAQs from PayPal regarding this matter below.

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GrouponGroupon is launching a new payments service apparently targeting small-to-medium-sized business merchants allowing them to accept credit/debit cards as forms of payment. This swiper system, called GrouponPayments, boasts a 1.8% rate on all swiped transactions for Discover, MasterCard, and Visa transactions, as well as a 3% rate on American Express purchases. With its highly competitive rates, heightened security, and other features, Groupon has become an unlikely player on the merchant accounts stage. Here’s a brief article on merchant account providers.

The hardware for this system is solid and well-developed. There are two options for card-swiping hardware; a standalone swiping unit and an audio-jack plug-in accessory. The standalone option is rugged and durable for high-volume card-swipe transactions, while the plug-in device is more suitable for ultraportable, road-warrior needs with a lower volume of swipes, although it, too, appears to be of a fairly rugged design. Both card reader units utilize highly advanced, best-in-class encryption methods, keeping customers’ information safe and secure.

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rhb paypal

Malaysian Paypal users are now allowed to top up & send Paypal money via Malaysian bank account. This services is the outcome of collaboration between Paypal and RHB Bank.

RHB is the first bank in Malaysia to allow their customers to use their checking or savings account to instantly top-up a Paypal account or send money to anyone with email address via Paypal.

RHB customers also have a shopping site called WorldMart that provides special PayPal merchant deals to users of this new top-up service.

Top up Paypal account is FREE for all RHB customers and the process is done via RHB Bank online banking.

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