Fixed Deposit Rate Comparison Table, July 2010



fixed deposits

Fixed Deposit is known to be one of the most secure investment but with a lower return. If you like to invest your money in fixed deposit you may choose from the list below to maximize your return.

Fixed deposit rate is on the rise because Bank Negara Malaysia (BNM) started to raise OPR rate. The last rate increase in on May 2010.

The table below are the latest conventional fixed deposit rate as of July 2010.

Banks / FD Products Rates % (p.a.) Partial Withdrawal Payment Frequency
Tenure (Mths)
1 3 6 9 12
Affin Bank 2.55 2.6 2.75 2.8 3.05 Yes Upon maturity
Alliance Bank 2.5 2.5 2.6 2.6 2.8 No Upon maturity
AmBank 2.5 2.5 2.7 2.7 3 No Upon maturity
Bangkok Bank 2.5 2.55 2.65 2.65 2.8 Yes Upon maturity
Bank of China 2.5 2.5 2.6 2.6 2.8 No Upon maturity
Bank of Tokyo-Mitsubishi UFJ 2.5 2.5 2.5 2.5 3 No Upon maturity
CIMB Bank 2.5 2.5 2.6 2.6 2.8 No Upon maturity
Citibank 2.5 2.5 2.6 2.6 2.8 Yes Upon maturity
Deutsche Bank 2.4 2.5 2.5 2.5 2.8 Yes Upon maturity
EON Bank 2.45 2.55 2.6 2.6 2.85 No Upon maturity
Hong Leong Bank 2.4 2.45 2.5 2.5 2.8 No Upon maturity
HSBC Time Deposit 2.4 2.5 2.5 2.5 2.7 No Upon maturity
HSBC Premier Flexi Time Deposit 2.4 2.5 2.5 2.5 2.7 Yes Monthly
J.P. Morgan Chase Bank 2 2 2 2 2.5 Yes Upon maturity
Maybank 2.5 2.5 2.6 2.6 2.8 Yes Upon maturity
OCBC Bank 2.5 2.5 2.6 2.6 2.8 Yes Upon maturity
Public Bank FD Plus 2.5 2.6 2.65 2.7 2.8 Yes Monthly
Public Bank Golden 50 Plus FD 2.6 2.7 2.75 2.8 2.9 Yes Upon maturity
RHB Bank 2.5 2.5 2.7 2.7 3 No Upon maturity
Standard Chartered Bank 2.5 2.5 2.5 2.6 2.8 Yes Upon maturity
The Bank of Nova Scotia 2.5 2.5 2.6 2.6 2.8 No Monthly
The Royal Bank of Scotland 2.5 2.5 2.5 2.5 2.6 No Upon maturity
United Overseas Bank FD 2.4 2.45 2.5 2.5 2.8 No Upon maturity
United Overseas Bank Golden Saver 2.65 2.7 2.75 2.75 2.9 No Upon maturity


Leave a Comment

  • mund 6th July, 2010, 10:22 am

    it would be great if you can upload these in microsoft excel format for easy tabulation.

    Reply
  • Irenelim 6th July, 2010, 11:45 am

    Thank you for the comparison table. Really helpful for us… 3.05% from Affin Bank…. pretty good eh.

    Reply