After searching around for truly free for life credit cards with no condition, I finally manage to gather 8 types of credit cards that available at the time of writing. There are;

Affin Bank Mastercard & VISA

American Express Gold Credit Card

CIMB Islamic Mastercard

CIMB Petronas Mastercard (Classic, Gold & Platinum)

CIMB Platinum Mastercard

CIMB World Mastercard

CIMB VISA Infinite

Direct Access Mastercard & VISA (All Cards)

Maybank Petronas VISA (Gold & Platinum)

If you find out that any of the above information is incorrect or missing information, fell free to leave your comments,



gold

Recently gold hit the $1,000 barrier, but retreated again towards a level of $900. In the meantime, oil stood under pressure and hovered for a long time around the $40 level. It is clear that for a long time gold sentiment was extremely bullish, while that of ‘black gold’ was extremely bearish.

Maybe this sentiment might deliver a golden opportunity: Long oil versus short gold.

I also seek confirmation using the GOR, the Gold/Oil-Ratio.

This ratio shows how many barrels of oil can be bought with one gold bar. At the moment, the GOR is ‘trading’ around 20.

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PayPalThere are a lot of discussion on which credit card & debit card can be used to verify & withdraw Malaysian Paypal account. I create this post to use as references on which cards works.

Just to clarify that all VISA, MASTERCARD & AMEX cards are suitable for Paypal Verification but take note that Paypal only allow VISA cards for fund withdrawal. However, this is subject to issuing bank policy.

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saadiq saver-i debit card

Looking for the best cash back card? Look no further, it is here by Standard Chartered Saadiq Debit Mastercard.

In order to received this exclusive debit mastercard, you have to open Standard Chartered Saadiq$aver-i account.

Use the Debit mastercard & enjoy the following attractive benefits.

  • 7% cash rebate at all petrols station in Malaysia up till 30th June 2009 (max RM1,400 per month)
  • 5% cash rebate on 7 major Hypermarket/Supermarket up till 30th June 2009 (max RM3,000 per month). Includes Giant, Carrefour, Tesco, Watson, The Store, Jusco & Parkson)

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CIMB Max InvestSave is a long-term investments which allow the investor to meet future financial needs such as retirement, education fund or to protect from inflation. It was launched on October 2008

Unlike ordinary investment funds, Max InvestSave locks-in the highest returns refer by Reference Index Value (RIV) achieved during the chosen tenure. At maturity, you are protected on your maximum returns as well as from any adverse fluctuations that may have occurred. The graph below explain the concept.

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