Balance Transfer


Credit Card

OCBC is upgrading their existing titanium credit card to offer an excellent cash rebate on all transaction made. The highest cash  rebate is 5% based on spending made on petrol, grocery, bills and dining. On other transaction, they offering 1% rebate.

On top of cash rebate, they also offer sign-up offers such as 0% interest, 0% balance transfer and no annual fee for first year. For subsequent years annual fees will be waive with 12 times transaction on previous year.

OCBC also may pay your annual RM50 government service tax is you spend more than RM10,000 per year.

Below are the details on OCBC Titanium Credit Card

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A credit card balance transfer is the transfer of the balance or debt in a credit card account to an account held at another credit card company.

Due to recent credit card tax imposed by government, many credit cards issuers is doing balance transfer promotions as part of their strategy to retain its customer. The credit card issuers are giving a great promotions ranging RM50 rebate per balance transfer to 0% interest free balance transfer. Actually this is great for customers. It will offer great saving for those who would like to use this facility.

If you have unsettle credit card debt, it is wise to do balance transfer in order to save the interest. With such a low balance transfer fee, it is certainly much better than personal loan to clear out credit card debt.

Below are list of recent balance transfer promotion.

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