Guest Article

 First-time investors ask this question a lot. Is it better to keep precious metal investments at home or in a secured vault abroad?

The simple answer is to do both. Investors should always keep a portion of their gold investments close by so they can liquidate it whenever they need to. After all, there’s no point in owning gold if you can’t liquidate it right away. The majority of your investments, on the other hand, should be bought and kept safe abroad so you can rely on it in case you need to relocate due to a political catastrophe in your country.

Keeping gold in a private vaults

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CopyrightStartups need to work from the ground up. Part of the process of establishing your business is creating materials documenting the kind of work you will be doing, and how you will be doing it. Also, marketing objectives are often laid out in videos, brochures and eBooks. The intention of these materials is to send out something to clients and potential clients to increase revenue. As this information is made public, there is always the chance the competition will simply pick up the copy and use it. This can create a big problem for your company. Protecting the work you have put into everything you produce is highly important, according to StartupNation. And protecting your intellectual property means having it copyrighted. Copyright is simply the right to use and distribute an original work by the creator of that work.

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GSTRecently, the Malay Mail Online published on their website about a just-released public opinion survey carried out this month by independent pollster Merdeka Center, 55 per cent of the 1,005 respondents said that they did not understand how the GST worked. Out of the total, 20 per cent of Malaysians said they know nothing about the GST, while 35 per cent said they do not know very much.

On January 2014, there will be a FREE online seminar to share the practical tips about GST implementation and application in both English & Mandarin. Registration page is at

There are many GST workshops or sessions conducted by accounting firms that are highlighting this issue. However, this online seminar is specially cater for people who are time pressed or geographically isolated to attend physical seminars.

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POS SystemThe new age of business is paperless and cashless. As such, technology has taken over every aspect of retail and restaurant industries. These are the same two industries dominated by the use of POS systems. All of these systems have been created to be massive stationary units which could stand up to the persistent use by employees who are less than gentle on their work equipment. The new trend is to actually move away from such tough equipment to utilize something a little sleeker and provide a lot more options. There are even upscale restaurants utilizing the iPad to take orders and accept credit card payments right at the table, according to

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Money & KidEver got frustrated with the way your child is spending money? Does your child appreciate and value money?

Unlike long division and gymnastics, personal finance is not properly covered under our school education curriculum, which leads to the questions above that every parent asks themselves at some point in their life.  Even though parental wisdom has stood the test of time, it takes a bit more effort to teach a child about financial management principles.

The lack of financial education is not as severe as drugs addiction or other kind of bad habits but its long-term consequences could be quite severe.  In the past, one job can feed a family, but now both parents also need to work hard and yet we still find it hard to afford a house. Your child could be one of the victims that will face the hardship of this competitive world if you do not act now.  For you being silent regarding the matter of money and financial management education communicates that you think it is not important to value the money.

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