Citibank

Currently there are many banks in Malaysia are offering cash rebate credit cards. If I am still remember correctly, the first bank that offer this kind of benefit was Public Bank since I own their card way bank in 2001. They offering cash back option for their VISA cards but Mastercard user also able to convert their point rewards (VIP points) to cash back option. However as time goes by, now other banks are offering better cash rebate than Public Bank.

I will try to analyse all the banks that provide this kind of benefit on their credit cards. However, for this post I limit to the banks that provide cash rebate for permanent basis, on all transaction (except petrol) & no carry forward balance is required. Also I exclude RHB Business Platinum Credit Card as it not meant for end user.

Before further analysis, below are the list of cards & banks offering cash back credit cards that includes in the analysis.

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