Fixed Deposit is known to be one of the most secure investment but with a lower return. If you like to invest your money in fixed deposit you may choose from the list below to maximize your return.
Fixed deposit rate is on the rise because Bank Negara Malaysia (BNM) started to raise OPR rate. The last rate increase was on July 2010.
The table below are the latest conventional fixed deposit rate as of September 2010. Alternatively you may look at this page.
| Banks | Rates % (p.a.) | Partial Withdrawal | Payment Frequency | ||||
|---|---|---|---|---|---|---|---|
| Tenure (Months) | |||||||
| 1 | 3 | 6 | 9 | 12 | |||
| Affin Bank | 2.8 | 2.85 | 3 | 3.05 | 3.3 | Yes | Upon maturity |
| Alliance Bank | 2.75 | 2.75 | 2.9 | 3 | 3.1 | No | Upon maturity |
| AmBank | 2.75 | 2.75 | 2.9 | 3 | 3.1 | No | Upon maturity |
| Bangkok Bank | 2.75 | 2.8 | 2.85 | 2.9 | 2.95 | Yes | Upon maturity |
| Bank of China | 2.5 | 2.5 | 2.6 | 2.6 | 2.8 | No | Upon maturity |
| Bank of Tokyo-Mitsubishi UFJ | 2.75 | 2.75 | 2.75 | 2.75 | 3.25 | No | Upon maturity |
| CIMB Bank | 2.75 | 2.75 | 2.8 | 2.8 | 2.85 | No | Upon maturity |
| Citibank | 2.65 | 2.75 | 2.8 | 2.8 | 2.9 | Yes | Upon maturity |
| Deutsche Bank | 2.65 | 2.7 | 2.75 | 2.75 | 3.05 | Yes | Upon maturity |
| EON Bank | 2.75 | 2.75 | 2.8 | 2.85 | 3 | No | Upon maturity |
| Hong Leong Bank | 2.65 | 2.65 | 2.7 | 2.7 | 2.85 | No | Upon maturity |
| HSBC Bank | 2.55 | 2.7 | 2.7 | 2.7 | 2.85 | No | Upon maturity |
| J.P. Morgan Chase Bank | 2.65 | 2.7 | 2.75 | 2.75 | 2.75 | Yes | Upon maturity |
| Maybank | 2.75 | 2.75 | 2.8 | 2.8 | 2.85 | Yes | Upon maturity |
| OCBC Bank | 2.6 | 2.65 | 2.7 | 2.7 | 2.85 | Yes | Upon maturity |
| Public Bank | 2.75 | 2.75 | 2.8 | 2.8 | 2.85 | Yes | Upon maturity |
| RHB Bank | 2.75 | 2.75 | 2.95 | 2.95 | 3.1 | No | Upon maturity |
| Standard Chartered Bank | 2.7 | 2.75 | 2.8 | 2.8 | 2.85 | Yes | Upon maturity |
| The Bank of Nova Scotia | 2.75 | 2.75 | 2.8 | 2.8 | 2.85 | No | Monthly |
| The Royal Bank of Scotland | 2.65 | 2.65 | 2.7 | 2.75 | 2.75 | No | Upon maturity |
| United Overseas Bank | 2.6 | 2.7 | 2.7 | 2.7 | 2.85 | No | Upon maturity |