Credit cards are wonderful additions to any vacation, particularly when traveling abroad. They offer excellent exchange rates and safer than carrying around wads of cash. Additionally, you don’t need to waste too much time dealing with travelers checks.
Some merchants may politely ask if you want to convert your transaction into U.S. dollars. Pleased at their thoughtfulness, you could immediately agree because it is easier to work with a familiar currency.
However, upon returning home you discover that you’re subjected to a 10-percent mark-up on your purchases. That extra $12 is probably caused by unforeseen fees.