Credit Card

Which Card to Use at Petrol Pump?


Nowdays, more and more people are using Credit or Debit Cards at petrol pump. The main reason is you do not need to que up at the counter for the payment. Another great reason on why we must use Credit or Debit Cards at petrol pump is because of the extra benefit that we going to receive.

What kind of benefit that you going to received? Well I think a lot of people are already aware of the current trend for banks in Malaysia to issue Credit or Debit Cards that offer cash rebate or higher rewards point to their customers. The cash rebate varies from the 2% to 7% and this depend on bank issuers. Regarding the higher rewards point, as far as I know at the time of writting, there is only Maybank issuing this card.

If you are looking for this kind of Credit or Debit Cards in Malaysia, then you are at the right place. Here are the lists;

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Analysis of Cash Rebate Credit Cards


Currently there are many banks in Malaysia are offering cash rebate credit cards. If I am still remember correctly, the first bank that offer this kind of benefit was Public Bank since I own their card way bank in 2001. They offering cash back option for their VISA cards but Mastercard user also able to convert their point rewards (VIP points) to cash back option. However as time goes by, now other banks are offering better cash rebate than Public Bank.

I will try to analyse all the banks that provide this kind of benefit on their credit cards. However, for this post I limit to the banks that provide cash rebate for permanent basis, on all transaction (except petrol) & no carry forward balance is required. Also I exclude RHB Business Platinum Credit Card as it not meant for end user.

Before further analysis, below are the list of cards & banks offering cash back credit cards that includes in the analysis.

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Truly Free for Life Credit Cards With No Condition

After searching around for truly free for life credit cards with no condition, I finally manage to gather 8 types of credit cards that available at the time of writing. There are;

Affin Bank Mastercard & VISA

American Express Gold Credit Card

CIMB Islamic Mastercard

CIMB Petronas Mastercard (Classic, Gold & Platinum)

CIMB Platinum Mastercard

CIMB World Mastercard

CIMB VISA Infinite

Direct Access Mastercard & VISA (All Cards)

Maybank Petronas VISA (Gold & Platinum)

If you find out that any of the above information is incorrect or missing information, fell free to leave your comments,

Malaysian Paypal Account, Cards for Account Verification & Fund Withdrawal

PayPalThere are a lot of discussion on which credit card & debit card can be used to verify & withdraw Malaysian Paypal account. I create this post to use as references on which cards works.

Just to clarify that all VISA, MASTERCARD & AMEX cards are suitable for Paypal Verification but take note that Paypal only allow VISA cards for fund withdrawal. However, this is subject to issuing bank policy.

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