Credit Card

OCBC Credit Card Rewards Will Turn into Cash Rebate


Beginning 1st July 2009, every transaction make by using your OCBC credit cards will no longer rewarded with points. Instead you will gain cash rebate between 0.2% to 0.5% depending on the card types. The cash rebates will be applicables to all transaction including auto debit, grocery or petrol.

Due to this the current OCBC$ Rewards Programme will ends on 30th June 2009. Before or on this date you may choose to either redden these points for exclusive gifts or it will be automatically converted to rebates. You will received RM15 rebates for every 10,000 points on your Platinum, Titanium, Gold or Classic Cards.

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New American Express Gold Credit Card

amex gold credit card

On the 18th June 2009, Maybank as the a licensed AMEX charge & credit card issuer in Malaysia launch all new American Express Gold Credit Card. The feature & benefit offered by the new American Express Gold Credit Card is more attractive when compare to other AMEX credit & debit card or even other Maybank credit card.

Among the most attractive features are the card offer the lowest finance charges among all cards in Malaysia. The card, which offers 9 per cent interest a year on outstanding balance also comes with a lifetime fee waiver and an introductory offer of no finance charges till the end of 2009. Affin Bank previously held the record for the lowest finance charges, at 9.99 per cent a year.

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Overseas Transaction Fees for Malaysian Credit Cards

credit cards

Foreign exchange fees on credit cards should be of keen interest to those traveling outside Malaysia. However, the most important is the overseas transaction fees that your card-issuing banks may impose.

Normally for foreign exchange, transaction made outside Malaysia will be converted to US Dollar, which is determined by Master Card or VISA International or AMEX on the date the transaction received and/or processes by the Bank. The value of US Dollar is then converted to Ringgit Malaysia. The exchange rates may vary according to market fluctuations.

For overseas transaction, most card-issuing banks impose overseas transaction fees on all transaction made outside Malaysia.

As of now card-issuing banks revealed the following overseas transaction fees:
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Exclusive HSBC Credit Card Online Promotion


HSBC Malaysia is launching an online application credit card promotion for new credit card customer. With this promotion, new customers who get their gold credit card applications approved will received 5% cash rebate on their first 10 swipes.

This promotion is valid until 31st December 2009. In order to entitle for 5% cash rebate all you have to do is apply online for gold credit card either VISA or Mastercard. Once the application is approved, activate the card and start spending. You will received 5% cash rebate on the first 10 swipes. The cash rebate is limited to RM100 only.

Below are the details about this promotions,

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Fabulous Discount & Cash Rebates with CIMB & Directaccess Credit Card


Just a few days after launching CIMB Smart Flexi-Pay Plan promotion, CIMB strike again with CIMB Smart Rewards campaign. With this campaign CIMB and Direct Access Credit Card user will enjoy very attractive up to 20% discount everyday and up to 10% cash rebate every Sunday on selected merchant.

20% everyday discount campaign will end 31st December 2009 while 10% every Sunday cash rebate will end 30th September 2009. To enjoy this fabulous offer, all you have to do is charge your CIMB or Direct Access Credit Card at the selected merchant. Below are the details on which merchants are selected and how much benefit you will gain,

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