Public Bank

Up to 10% Cash Rebate with PB REAL Cash II Back Promotion


public bank

Public Bank recently relaunch their PB Smart Rebate II promotion which introduced in October 2009 and rename it to PB REAL Cash Back Promotion. They are still offering 10% Cash Rebate but in much better terms this time. Its similar to their first PB Smart Rebate I promotion in June 2009. I believe Public Bank is trying to retain their credit card holders by providing them with better promotion. Or else they may cancel their cards due to newly introduced tax.

Under this promotion, Public Bank credit card holder who made their spending either local or overseas will entitle 8% cash rebate on retail transactions. Additional 2% cash rebate will be awarded if the transaction made overseas, sign up for new Zero Interest Instalment Plan (ZIPP) and new balance transfer. The promotion is valid from 1st December 2009 to 31st March 2010.

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10% Cash Rebate with PB Smart Rebate II


public bank

After a successful promotion on PB Smart Rebate 1 in June until September this year, Public Bank come back with second version of it. This promotion will run for 5 months starting from 1st October 2009 until 28th February 2010.

The second campaign in different than previously where card holders will earn 10% cash rebate on grocery when they spend at least RM500 on petrol in October & November 2009. In December 2009 until February 2010 will earn 10% cash rebate on petrol if the spend at least RM500 on grocery.

All you have to do if interested to participate in this promotion is to register your Public Bank credit card through SMS. To register send SMS through your mobile number by typing “PB {space} 16-digits card no” to 33933.

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New Public Bank Day2Day Visa Debit Card

public bank day2day visa debit

Public Bank launched its latest card product, the PB Day2Day Visa Card. The new PB Day2Day Card functions as a Visa Debit card and ATM Card. It is directly linked to the Public Bank Savings Account maintained by the cardholder. Customers can use the card for retail purchases, such as shopping, dining or entertainment at any establishment that accept Visa/Bankcard or MEPS locally or globally, or over the internet. There was a report that saying this card can be used to verify paypal account & also withdraw paypal fund.

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Earn Ca$h for Newly Approved Credit Card

Looking for extra cash? There are many ways to do so but this one is easy if you are a salary earner with good credit records. All you need to do is just apply for a credit cards. Yes you can get cash by applying for a Credit card. The amount maybe not much normally betwee range of RM30 to RM70 but during hard time such as now, its means something.

However this cash rewards only apply to new customer for the particular banks & the rebate will only be credited to newly approved credit card account.

This is the list of the banks offering this at the time of writting.

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Analysis of Cash Rebate Credit Cards

Currently there are many banks in Malaysia are offering cash rebate credit cards. If I am still remember correctly, the first bank that offer this kind of benefit was Public Bank since I own their card way bank in 2001. They offering cash back option for their VISA cards but Mastercard user also able to convert their point rewards (VIP points) to cash back option. However as time goes by, now other banks are offering better cash rebate than Public Bank.

I will try to analyse all the banks that provide this kind of benefit on their credit cards. However, for this post I limit to the banks that provide cash rebate for permanent basis, on all transaction (except petrol) & no carry forward balance is required. Also I exclude RHB Business Platinum Credit Card as it not meant for end user.

Before further analysis, below are the list of cards & banks offering cash back credit cards that includes in the analysis.

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