Hong Leong Fortune Credit Card with REAL Cash Rebate



Hong Leong Bank recently introduced Hong Leong Fortune Credit Card which offer real cash to card holders. Instead of reward points or cash back for the usage of the card, card holders will receive real cash. The cash will be accessible to card holders anytime, anywhere via HLB’s wide network of ATMs.

Card holders will earn 1 percent cash rebate on every spending such as from shopping, dining, petrol or anything else. On top of that, card holders are also eligible to earn cash bonus on card anniversary based on yearly spending amount.

Below are the main features of Hong Leong Fortune Credit Card;

  • Earn 1 percent cash rebate on any spending.
  • Earn interest on Real Cash Earnings which equivalent to 3 months FD rate.
  • Minimum threshold for the crediting of the Real Cash Earnings is RM20.00. This is subject to a maximum Real Cash Earnings of RM50 in each billing cycle/statement date.
  • Free for life membership with subjected to minimum 2 usage per month or RM8,000 per year.
  • Earn extra cash bonus on card anniversary based on the following table
Total annual retail spending Bonus
Equal or more than RM38,000 RM280
Equal or more than RM68,000 RM880
Equal or more than RM108,000 RM1,800

Minimum income requirement to apply for the card is RM30,000 per year.

In conjunction with the card launching, Hong Leong Bank offer the following

  • The first 10,000 new card holder will enjoy lifetime annual fee waiver with minimum RM500 spending within 45 days from card approval date.
  • RM50 real cash earnings for the first 1,000 card holder who make two transaction within 45 days from card approval date.
  • Minimum threshold for the crediting of the Real Cash Earnings is RM10.00 during campaign period.
  • Earn 10 percent pa on balance from January to December 2011.
  • Free 3D2Ns Hong Kong Disneyland ‘Ground’ Package for two adults and two children for monthly top spender.

More information are available at Hong Leong Bank Fortune Credit Card page.


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