The calculation for EPF dividend is not straight forward. It is not calculated by simply multiply the total contribution or year end balance with the declared dividend rate.
The way EPF dividend calculated is based on daily rest. Means that, dividend is calculated based on daily balanced of each account 1 and 2. However, please bear in mind the following,
- Monthly contribution start earnings dividend only on the last day of the month irrespective the actual day the monthly contribution is deposited.
- For withdrawal, dividend for the withdrawal sum is only eligible up to the day prior to withdrawal day. No dividend will be given on the withdrawal day.
The following is simple example on how to calculate. Alternatively, you may want to use online “EPF Dividend Calculator”
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Since March 2010, EPF reveal its top 30 equity investments in Bursa Malaysia on quarterly basis. The aim for this is to promote greater transparency and to reassure members that investment undertaken are in the best interest of growing their retirement savings and in accordance to best practices in investment and governance.
The table below are the quarter 4 2010 Top 30 Equity Investments in companies listed on Bursa Malaysia as of 31th December 2010.
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A source inform that Employees Provident Fund (EPF) is expected to announce 5.85 percent dividend for financial year end 2010. The final announcement is schedule to be made either by the end of February or early March.
The dividend is expected 0.2 percent higher than 2009 which was at 5.65 percent. Higher dividend is expected because EPF registered higher investment income at least in quarter 1 and 3 in 2010.
Kindly refer to “Historical EPF Dividend Rate” page for previous year dividend rate and chart since 1952.
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Since March 2010, EPF reveal its top 30 equity investments in Bursa Malaysia on quarterly basis. The aim for this is to promote greater transparency and to reassure members that investment undertaken are in the best interest of growing their retirement savings and in accordance to best practices in investment and governance.
The table below shows quarter 3 2010 Top 30 Equity Investments in companies listed on Bursa Malaysia as of 30th September 2010.
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Under the EPF Health Withdrawal scheme, members are allowed to withdraw from their Account II to pay for their own and family members’ medical costs for the treatment of critical illnesses.
The list new now covers for the treatment of 36 critical illnesses compared to only 13 previously.
In addition to the 36 critical illnesses, members are also allow to make withdrawals to treat family members below the age of 16 for another three critical illnesses. The illness are severe asthma, leukaemia and intellectual impairment due to accident or sickness.
Family members include spouse, children, step-children or legally adopted children, parents, parents-in-law, step-parents or legal foster parents and siblings.
The table belows are the new list of critical illness that eligible.
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