MBSB or Malaysia Building Society Berhad, a subsidiary of KWSP is offering 3 personal loan packages with profit rate (interest rate) as low as 3.5%. This promotion will end on 31st December 2011.
The loan packages are 1 Malaysia, Waslah and Exec-i Package. These loan packages are only for government staff, government agency and government link company(GLC) which have salary deduction via Biro Angkasa.
Another benefit of personal loan from MBSB is low fees, fast approval and individuals who blacklisted by CCRIS & CTOS are eligible to apply.
The table below is the comparison between the three packages.
|Maximum Loan (RM)||200,000||200,000||300,000|
|Profit Rate (% per annum)||5.5||4.9 (15 yrs)||3.5 (3 yrs)|
|5.2 (20 yrs)||4.9 (10 yrs)|
|5.2 (25 yrs)|
|Maximum Payback (years)||20||20||25|
|Maximum Salary Deduction (%)||60||60||60|
|Minimum Salary including allowances (RM per mth)||700||700||3,500|
|Membership fees||Not Required|
|Eligibility||Age between 19 to 58 years. Permanent Position.|
For more information browse to;
Waslah brochure & instalment table
1 Malaysia brochure & instalment table
Exec-i brochure & instalment table
Im working in private sector ( Air Products Malaysia)can I apply for this personal Loan?
yong, unfortunately these promotion is not for private sector. You may want to call them regarding the package available for private sector.
usually, if potongan by Biro Angkasa, need to pay certain % to them?
WMS, there is no additional charges.