Claim your “Bantuan Rakyat 1Malaysia (BR1M)” Now

As highlighted in 2012 Budgets, households who earn less than RM3,000 per months are eligible to claim for one-off cash assistance under “Bantuan Rakyat 1Malaysia (BR1M)”.

For those who are eligible, the registration will be opened until 10th February 2012 (extended date) at various locations including schools. Registration form we be distributed via newspapers and also can be downloaded from Ministry of Finance website.

An action will be taken against people who claim the one-off RM500 aid, but not qualify & submitting false information.

Below are the eligibility criteria,

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Top 5 Stocks to Benefits from 2012 Budget

2012 budget is focussing more on the ‘Rakyat’ rather than infrastructure development. OSK see this as being unexciting for the Malaysian equity market. Measures to assist the lower income group include one-off cash payments, the abolishment of school fees and a hike in civil servant wages. Elsewhere, the re-imposition of income tax on shipping companies and the hike in RPGT should hit the shipping and property sectors mildly.

Potential beneficiaries mainly in education, finance and Sin stocks. In terms of beneficiaries, given Budget 2012’s somewhat subdued impact on the broader market, OSK see winners in Brewery & Tobacco companies, which did not get slapped with a tax hike, and education companies given the incentives offered for more schools and vocational training.

Below are the target prices and ratings for top 5 stocks to benefits from 2012 budget..

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Budget 2012 Highlights for Personal Finance and Investment

Prime Minister Datuk Seri Najib Razak, who is also Finance Minister, unveiled 2012 budgets at the Dewan Rakyat on Friday 7th October 2011.

The RM232.8 Billion budgets are allocated to implement all government development plans, focusing on the well-being of the rakyat. RM181.6 Billion is for operating expenditure and the remaining RM51.2 Billion is for development expenditure.

The Government’s budget deficit estimated to improve to 4.7% next year compared with the current 5.4%. On top of that, the economic growth was projected to be between 5% and 6% for 2012, with this year’s growth expected at 5% to 5.5%.

The following are Budget 2011 highlights for Personal Finance and Investment.

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Top Stocks to Benefit from 2011 Budget

stock market

Budget 2011 appears to promote private consumption and investment given its notable PPP initiatives in infrastructure development. While fairly Neutral, there were slightly more positive than negative surprises, especially since the highly anticipated tightening measures on the property sector did not materialize. We see the Construction, Property and Consumer sectors as the biggest winners from this Budget although we do not see a major market reaction as most of the main budget items had been unveiled earlier.

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Budget 2011 Highlights for Personal Finance and Investment


On Friday 15th October 2010, Prime Minister, Datuk Seri Najib Tun Razak tabled a RM212-billion budget for 2011 centred on four key strategies designed to transform Malaysia into a developed and high-income nation by 2020 with sustainable development, spearheaded by the private sector as well as focus on the well-being of the people.

The following are Budget 2011 highlights for Personal Finance and Investment.

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