Currently there are many banks in Malaysia are offering cash rebate credit cards. If I am still remember correctly, the first bank that offer this kind of benefit was Public Bank since I own their card way bank in 2001. They offering cash back option for their VISA cards but Mastercard user also able to convert their point rewards (VIP points) to cash back option. However as time goes by, now other banks are offering better cash rebate than Public Bank.

I will try to analyse all the banks that provide this kind of benefit on their credit cards. However, for this post I limit to the banks that provide cash rebate for permanent basis, on all transaction (except petrol) & no carry forward balance is required. Also I exclude RHB Business Platinum Credit Card as it not meant for end user.

Before further analysis, below are the list of cards & banks offering cash back credit cards that includes in the analysis.

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All this talk about “stimulus packages” and “bailouts”…

A billion dollars…

A hundred billion dollars…

Eight hundred billion dollars…

One TRILLION dollars…

What does that look like? I mean, these various numbers are tossed around like so many doggie treats, so I thought I’d take Google Sketchup out for a test drive and try to get a sense of what exactly a trillion dollars looks like.

We’ll start with a $100 dollar bill. Currently the largest
U.S. denomination in general circulation. Most everyone has seen them, slighty fewer have owned them. Guaranteed to make friends wherever they go.

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After searching around for truly free for life credit cards with no condition, I finally manage to gather 8 types of credit cards that available at the time of writing. There are;

Affin Bank Mastercard & VISA

American Express Gold Credit Card

CIMB Islamic Mastercard

CIMB Petronas Mastercard (Classic, Gold & Platinum)

CIMB Platinum Mastercard

CIMB World Mastercard

CIMB VISA Infinite

Direct Access Mastercard & VISA (All Cards)

Maybank Petronas VISA (Gold & Platinum)

If you find out that any of the above information is incorrect or missing information, fell free to leave your comments,


gold

Recently gold hit the $1,000 barrier, but retreated again towards a level of $900. In the meantime, oil stood under pressure and hovered for a long time around the $40 level. It is clear that for a long time gold sentiment was extremely bullish, while that of ‘black gold’ was extremely bearish.

Maybe this sentiment might deliver a golden opportunity: Long oil versus short gold.

I also seek confirmation using the GOR, the Gold/Oil-Ratio.

This ratio shows how many barrels of oil can be bought with one gold bar. At the moment, the GOR is ‘trading’ around 20.

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PayPalThere are a lot of discussion on which credit card & debit card can be used to verify & withdraw Malaysian Paypal account. I create this post to use as references on which cards works.

Just to clarify that all VISA, MASTERCARD & AMEX cards are suitable for Paypal Verification but take note that Paypal only allow VISA cards for fund withdrawal. However, this is subject to issuing bank policy.

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