SWIFT Code

SWIFT code is a standard format of Bank Identifier Codes approved by the International Organization for Standardization (ISO). It is the unique identification code of a particular bank. These codes are used when transferring money between banks, particularly for international wire transfers, and also for the exchange of other messages between banks. The SWIFT code is 8 or 11 characters.

If you expected to received money via wire transfer from overseas, then you need this code. For Malaysian Banks, only 8 characters swift code is required. In case the issuing banks requires 11 characters then just add “XXX” at the end of swift code shown below. For example for Al Rajhi Bank change from RJHIMYKL to RJHIMYKLXXX.

Here are the full lists of Swift Code for Malaysian Banks;
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amex

Good news for Malaysian American Express (AMEX) Charge Card Holder!. Now you can convert your Membership Rewards Points to cash rebate. This cash will be use to offset your mothly statement balance in full or part. All you need to do is 4 simple steps.

  1. Check the amount due and MR points balance as per Card statement.
  2. Call Customer Service Hotline at 03-2050 0888 (before statement due date) to convert your MR points to cash rebate.
  3. Specify the no. of points/amount that you wish to convert.
  4. MR points will be deducted and the corresponding value in RM will be credited to your card account. These will be reflected in the following month’s statement.

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hong leong bank

Hong Leong bank announce Pay+ which allows HL Online Personal customers to transfer funds from HLB Current or Savings account to other participating bank’s current or savings account.

Funds transferred are available in beneficiary’s account immediately upon a successful transfer. This is the first instant interbank transfer in Malaysia.

Upon entering the beneficiary account number and clicking on the submit button, beneficiary account name will be displayed for confirmation prior to confirming the transaction.

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Looking for extra cash? There are many ways to do so but this one is easy if you are a salary earner with good credit records. All you need to do is just apply for a credit cards. Yes you can get cash by applying for a Credit card. The amount maybe not much normally betwee range of RM30 to RM70 but during hard time such as now, its means something.

However this cash rewards only apply to new customer for the particular banks & the rebate will only be credited to newly approved credit card account.

This is the list of the banks offering this at the time of writting.

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Nowdays, more and more people are using Credit or Debit Cards at petrol pump. The main reason is you do not need to que up at the counter for the payment. Another great reason on why we must use Credit or Debit Cards at petrol pump is because of the extra benefit that we going to receive.

What kind of benefit that you going to received? Well I think a lot of people are already aware of the current trend for banks in Malaysia to issue Credit or Debit Cards that offer cash rebate or higher rewards point to their customers. The cash rebate varies from the 2% to 7% and this depend on bank issuers. Regarding the higher rewards point, as far as I know at the time of writting, there is only Maybank issuing this card.

If you are looking for this kind of Credit or Debit Cards in Malaysia, then you are at the right place. Here are the lists;

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