Nowdays, more and more people are using Credit or Debit Cards at petrol pump. The main reason is you do not need to que up at the counter for the payment. Another great reason on why we must use Credit or Debit Cards at petrol pump is because of the extra benefit that we going to receive.

What kind of benefit that you going to received? Well I think a lot of people are already aware of the current trend for banks in Malaysia to issue Credit or Debit Cards that offer cash rebate or higher rewards point to their customers. The cash rebate varies from the 2% to 7% and this depend on bank issuers. Regarding the higher rewards point, as far as I know at the time of writting, there is only Maybank issuing this card.

If you are looking for this kind of Credit or Debit Cards in Malaysia, then you are at the right place. Here are the lists;

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Currently there are many banks in Malaysia are offering cash rebate credit cards. If I am still remember correctly, the first bank that offer this kind of benefit was Public Bank since I own their card way bank in 2001. They offering cash back option for their VISA cards but Mastercard user also able to convert their point rewards (VIP points) to cash back option. However as time goes by, now other banks are offering better cash rebate than Public Bank.

I will try to analyse all the banks that provide this kind of benefit on their credit cards. However, for this post I limit to the banks that provide cash rebate for permanent basis, on all transaction (except petrol) & no carry forward balance is required. Also I exclude RHB Business Platinum Credit Card as it not meant for end user.

Before further analysis, below are the list of cards & banks offering cash back credit cards that includes in the analysis.

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All this talk about “stimulus packages” and “bailouts”…

A billion dollars…

A hundred billion dollars…

Eight hundred billion dollars…

One TRILLION dollars…

What does that look like? I mean, these various numbers are tossed around like so many doggie treats, so I thought I’d take Google Sketchup out for a test drive and try to get a sense of what exactly a trillion dollars looks like.

We’ll start with a $100 dollar bill. Currently the largest
U.S. denomination in general circulation. Most everyone has seen them, slighty fewer have owned them. Guaranteed to make friends wherever they go.

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After searching around for truly free for life credit cards with no condition, I finally manage to gather 8 types of credit cards that available at the time of writing. There are;

Affin Bank Mastercard & VISA

American Express Gold Credit Card

CIMB Islamic Mastercard

CIMB Petronas Mastercard (Classic, Gold & Platinum)

CIMB Platinum Mastercard

CIMB World Mastercard

CIMB VISA Infinite

Direct Access Mastercard & VISA (All Cards)

Maybank Petronas VISA (Gold & Platinum)

If you find out that any of the above information is incorrect or missing information, fell free to leave your comments,


gold

Recently gold hit the $1,000 barrier, but retreated again towards a level of $900. In the meantime, oil stood under pressure and hovered for a long time around the $40 level. It is clear that for a long time gold sentiment was extremely bullish, while that of ‘black gold’ was extremely bearish.

Maybe this sentiment might deliver a golden opportunity: Long oil versus short gold.

I also seek confirmation using the GOR, the Gold/Oil-Ratio.

This ratio shows how many barrels of oil can be bought with one gold bar. At the moment, the GOR is ‘trading’ around 20.

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