How to Check Car Market Price or Value for Free?


car market value

If you are looking for market price or value for your car, you are at the right place. I am going to show you how to get it for free. The services are not limited to car only but to other vehicles as well. Other service providers such as ISM Insurance Services charge you RM10 per inquiry.

You may need car market price or value for the purpose of renewing car insurance, selling your existing car or buying second hand car.

Below are 5 easy steps on how to get it.

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Upfront Profit Fixed Deposits Account from Maybank and CIMB Bank


fixed deposits

Both CIMB Bank and Maybank through their respective Islamic Banking arm have a similar offering on Upfront Profit Fixed Deposit Account. CIMB Bank is the first introducing this product in 2007 while Maybank only offer it in 2009.

CIMB Bank’s offering is called “Fixed Return Investment Account-i (FRIA-i) – WhyWait” while Maybank’s offering called “Profit Now! Account-i (PNA-i)”. Both of them are Islamic Fixed deposit and sometimes called General Investment Account-i (GIA-i)

Both of them pay the profit upfront or in other word when you open the account instead of at maturity through other Fixed Deposit Account.

The table below show the comparison between CIMB Bank and Maybank offering.

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What You Need to Know Before Investing in Unit Trusts

unit trusts

Before you decide to deposit your money into unit trust, get yourself a copy of prospectuses from different funds and read through them. A prospectus is the most important document that you need to understand before investing in unit trusts. It will serve you as a roadmap regarding the fund.

Wide range of unit trust funds are available in the market which come with various investment objectives and risks involved. Investors need to do their homework and make wise decisions in choosing the most suitable funds for themselves. Most of the informations are available in the fund prospectuses.

Here are some of the key elements that you need to find out when reading a prospectus.

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Which Stock to Buy or Avoid with Stronger Ringgit

stock currency

The Ringgit, which has strengthened more than 6% year to date against US dollar, is poised to make further gain. The current strength has helped selected “ringgit-play” stocks to emerge.

However, “ringgit-play” stocks may only short term phenomenon. The stocks that gain the most with strong ringgit is the the companies that imports a lot of raw materials in foreign currency. The companies that depend on export may be turn out to be a loser.

The table below shows sectors and stocks that benefit from stronger ringgit.

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2010 Dividend Estimates for FBM KLCI Component Stocks

dividend stock

If you are investing in dividend stocks,  you maybe interested to know the estimate dividend for FBM KLCI Components Stock for 2010.

According to Nomura International, income stocks in Asia are expected to sustain their dividend payouts this year.

The table below shows the dividend projection for FBM KLCI component stocks in 2010. The projection is  almost the same level in the past 12 months.

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