Kuwait Finance House (KFH) has a very competitive personal loan package with profit rate (interest rate) as low as 4.99% per annum.
Unfortunately, the loan package is only for government staff and government agency, which have salary deduction via Coshare Holding Berhad’s (Coshare) / i.destinasi sdn bhd deduction.
Another benefit of personal loan from KFH is fast approval and 100% payout.
The table below is the features of the loan package.
There are a few ways to invest in gold. One of the most popular ways is via Investment or Savings account with a bank. The main benefit of this method is, investor does not need to worry about keeping the physical gold by themselves.
Currently, there are 5 banks offer gold investment or savings account. Normally, banks will issue either passbook or statement to the depositors. Some of the banks do allow physical gold withdrawal.
Banks that currently offer these services are,
- CIMB Bank – Gold Deposit Account (GDA)
- Kuwait Finance House (KFH) – Gold Account – i (GAi)
- Maybank – Maybank Gold Investment Account (MGIA)
- Public Bank – Gold Investment Account (GIA)
- United Overseas Bank (UOB) – Gold Savings Account (GSA)
The following table are the details comparison between 5 investment or savings accounts.
Priority banking is a preferential treatment service granted to a select group of customers in a bank usually to high net worth personal. They are usually invited to enjoy this service based on amount of deposits, investments or housing loan with the bank.
Refer to table in the later section of this post to see the minimum deposit to be eligible.
Some of the benefits offer by Priority Banking are;